Finance Unit

Formula Sheet



Simple Interest

\(I=P \times R \times T\)


Compound Interest

\(A=P\left(1+\frac{R}{n}\right)^{n T}\)


Annuity

\(A=P M T \times \frac{\left[\left(1+\frac{R}{n}\right)^{n T}-1\right]}{\left(\frac{R}{n}\right)}\)


Loan Payment

\(P M T=\frac{\left[P \times\left(\frac{R}{n}\right)\right]}{\left[1-\left(1+\frac{R}{n}\right)^{-n T}\right]}\)